Critical illness insurance, or dread disease coverage as it’s sometimes called, is an insurance product in which the insurer is contracted to pay a lump sum cash payment if the employee policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of their insurance policy. It offers a degree of financial security to cover an employee in the event that he or she becomes seriously ill. Illnesses can include cancer, stroke, major organ transplants and heart attacks.

Ready to get started?

Let Vesta find the best insurance option for you!

An Independent Licensee of the Blue Cross and Blue Shield Association