When a disabling condition occurs your employees may not be able to work and without employment income, they may have a difficult time covering their normal living expenses.

Disability income policies offer employees peace of mind knowing they have income protection should a disabling condition keep them out of work.

Short-Term Disability Plans

Short-term disability income plans pick up where sick time leaves off. It replaces a portion of an employee’s income for disabling conditions that require short recovery time. A 3 to 6 month duration of the coverage is typical in most cases.

Long-Term Disability Plans

Long-term disability income plans protect a family’s income from extended absences due to a long-term disabling condition. Employers choose the length of these benefits and the percentage of income employees will receive.

Ready to get started?

Let Vesta find the best insurance option for you!

An Independent Licensee of the Blue Cross and Blue Shield Association